Which of the following is NOT typically a factor in determining equitable redemption rights?

Equitable redemption rights generally refer to a borrower's ability to reclaim property after defaulting on a loan by paying off the outstanding debt. The factors that typically influence these rights include financial and procedural aspects directly related to the loan and the default itself.

The original loan amount is significant because it establishes the basis for the borrower’s obligation and the amount that must be repaid to redeem the property. The date of default is crucial, as it marks the start of the foreclosure process and may affect the timeline for redemption. The actions taken by the lender can also significantly influence equitable redemption, as they may demonstrate whether the lender acted fairly or in good faith during the foreclosure process.

In contrast, the borrower's credit score does not generally determine equitable redemption rights. While a credit score may affect a borrower's overall borrowing capacity and interest rates, it is not a legal factor in the context of the specific rights associated with redeeming property following default. Thus, it is not relevant to the determination of equitable redemption rights, making it the correct choice in the context of this question.