Which of the following is an item that is not normally prorated?

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In real estate transactions, certain costs are commonly prorated to ensure that lenders, buyers, and sellers share expenses based on time of usage during the closing period. Title fees are typically set costs based on the services provided to complete the title process, such as title searches, insurance policies, and other associated fees. Unlike ongoing expenses such as property taxes, homeowner's insurance, or utilities, which fluctuate over time and may cover varying periods before and after the sale, title fees are incurred at closing and do not typically change within that escrow period; hence, they are not subject to proration.

In contrast, property taxes are generally assessed annually and allocated based on the closing date, homeowner's insurance premiums can be calculated for the exact duration of ownership during the year, and utility charges reflect the actual usage that can change substantially depending on the time of closing. Therefore, since title fees are typically a set amount incurred at the moment of transaction and do not vary over time, they are not prorated.

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