Which type of deed offers the grantee the best assurance of title?

Prepare for the National Ownership Exam with study materials including flashcards and multiple choice questions featuring detailed hints and explanations. Get ready to ace your exam!

The type of deed that offers the grantee the best assurance of title is the general warranty deed. This deed provides the largest guarantee of ownership rights since it includes a series of covenants that protect the grantee.

With a general warranty deed, the grantor not only conveys the property but also guarantees against any claims that could arise from previous owners. It includes several key promises: the grantor is the rightful owner, has the authority to transfer the property, and will defend the grantee’s title against any future claims, regardless of when those claims may arise. This means that if a defect in the title is discovered, such as an undisclosed lien or another party claiming ownership, the grantor is responsible for resolving that issue and may have to compensate the grantee for any losses incurred.

In contrast, a quitclaim deed provides no warranties regarding the title and merely transfers whatever interest the grantor may have, which could be nothing at all. A special warranty deed limits the grantor's liability to only the time during which they owned the property, while a deed of trust serves a different purpose, primarily related to securing a loan rather than transferring ownership. These aspects highlight why the general warranty deed offers the most robust protection and assurance for the

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